Business Lines: Money Transfer

Web site: www.riafinancial.com

www.riafinancial.com Ria Financial Services Headquarters RIA Financial Services Inc. 13825 Cerritos Corporate Dr., Suite C Cerritos, CA 90703 Tel: (1-562) 345-2100

RIA Financial Services, Inc. (RIA), a Euronet subsidiary, is the third-largest provider of money transfers in the world based on revenues and volumes. RIA originate transfers through a network of sending agents, including Company-owned stores located in 12 countries in North America, the Caribbean, Europe and Asia-Pacific and disburse money transfers through an extensive payer network in approximately 100 countries.

We offer consumer-to-consumer money transfer services through an extensive network of more than 68,000 locations comprising of sending and payout/correspondent agents. Our sending agent network includes convenience stores, bodegas, multi-service shops and phone centers, which are predominantly found in areas with a large immigrant population. RIA’s payout/correspondent network includes large banks, non-bank financial institutions and even grocery and pharmacy chains. Our network is in place to ensure fast, accurate and convenient money transfers across the globe.

Each money transfer transaction is processed using RIA's proprietary software system and checked for security, completeness and compliance with federal regulations at every step of the process. The sender can track the progress of their transfer either online or through RIA’s customer service representatives and funds are delivered quickly to their beneficiary via our extensive payout network.

RIA was founded in 1987 in New York primarily originating transactions along the east coast. Since these humble beginnings, RIA has expanded to offer its services in 48 U.S. states, Canada, Puerto Rico, the U.K., Ireland, Spain, Italy, France, Germany, Sweden, Switzerland and Australia and has its sights on continuing global expansion.

RIA's product portfolio goes beyond money transfers. Customers also have access to RIA’s bill payment services enabling over-the-counter payments for utilities, wireless and cable bills. RIA offers other payment alternatives including money orders and prepaid debit cards. The company has a comprehensive check cashing service for a wide variety of issued checks. RIA’s foreign currency exchange service offers the most competitive exchange rates in the industry and the most appropriate foreign exchange instruments for their customers’ needs. RIA products are available under the recognizable brands of RIA Money Transfer, RIA Envia, AFEX Money Express and Kim Phu Money Transfer.

For specific information about RIA Financial Services, please visit the RIA Financial Services Web site.