Trusted Partnerships
Crossing boundaries, building long-term mutually beneficial relationships

At Euronet, we measure our success by the success of our customers, which translates into establishing long-term mutually beneficial and trusted relationships. Today, winning customers is not the only challenge to running a successful business; the challenge for any business lies in developing that customer relationship into a life-long partnership based on trust and mutually beneficial goals.

It's important to look through our customers' eyes—are we the solution provider or part of the problem? As increasing competition sweeps through the financial industry, processors such as Euronet who respond quickly, develop new products and services, and maintain close relationships with their customers in their own region can be confident that their efforts will benefit both them and the client. On a global level, Euronet is able to see the "Big Picture." At the same time we believe in acting locally, and in this vein, we have established local offices in many countries, hired local people to sell and service our customers in local languages, and succeeded by understanding their unique business models. This has enabled us to build long-term trusted partnerships with multinational banks, such as Citibank, Raiffeisenbank and HypoVereinbank in several countries.

Our financial success continues to allow us to fund these investments in our partners and clients. For example, in the last quarter alone, Q3 2004, we booked $100 million USD in revenue turnover and had operational positive cash flows of over $10 million USD. We expect Q4 2004 financial results to be even better.

As we build our business and grow more successful, it becomes more and more important to treat each customer as an individual and customize our services to best suit their needs. From outsourcing needs to comprehensive integrated software offering, Euronet can tailor a solution to meet your needs. Euronet continues to focus on treating customers like lifetime partners, and we realize that goodwill is the one and only asset that competition cannot undersell or destroy. Our goal is to be a trusted partner for every client by delivering value and service excellence.

"Connecting a world in motion" is what we do best!

Best Regards,

Michael J. Brown,
Euronet Worldwide Chairman and CEO