Integration's Crucial Role
Michael J. Brown, Euronet Chairman and CEO, discusses integration and introduces Euronet's latest client forum.

Welcome to the premiere issue of Transaction Talk! This newsletter is devoted to integrated solutions, which is a topic that is at the core of Euronet Worldwide's approach to delivering secure financial transactions.

When any financial institution implements electronic payment and transaction solutions, integration plays a crucial role in that strategy. From cohesive intrarelated software programs to seamlessly incorporating an outsourcing solution that complements your in-house systems, integration is not only a benefit, it should be the driving factor in your decision making.

By deploying within an integrated environment, your organization can provide customers with consistent and accurate account information including up-to-date balances, complete transaction sets and bill payment recipients across multiple touchpoints. With Euronet's common core, all that is required of your staff is to enter information in one location and it is immediately accessible to all relevant touchpoints. As you add on incremental electronic distribution methods to your core system, your organization saves time and money.

All of Euronet's solutions -- comprehensive software, outsourcing services, ATM network participation and professional services -- are designed with seamless integration as a primary goal. We've devoted our first issue of Transaction Talk to exploring how integrated solutions impacts you.

Euronet's Transaction Talk serves as a publication helping you keep abreast of the most recent mandates, new products and services, additional technology capabilities and hot industry topics. Each issue will be focused on a solution-related theme. Feature articles and departments will address the theme and will include the following:

• Client Insights -- Case studies from regional customers
  
• Products & Services -- Timely information on Euronet's product and services
  
• Executive Brief -- A letter from the top executives at Euronet Worldwide
  
• Company Connection -- Euronet information on staff, offices, events and investor relations
  
• In the News -- Top press releases of each quarter

We hope that this newsletter will serve as a valuable resource to your company and give you insight into Euronet Worldwide.

Best Regards,

Michael J. Brown
Euronet Worldwide Chairman and CEO