|  In this always-on, interconnected, evolving world of electronic financial transactions, the need for effective systems integration has never been greater. New opportunities are opening up additional customer touchpoints where institutions can drive transactions -- fully integrated with other electronic touchpoints -- via an expanding array of delivery channels.
The mercurial financial services industry constantly changes with consolidations, mergers and new ventures. These changes often initiate an integration dilemma. Many financial institutions need to manage different technologies in multiple countries as well as address multiple languages and currencies -- a feat requiring the assistance of a partner that provides integrated solutions such as comprehensive software systems, outsourcing programs, ATM network participation and professional services.
These companies find that Euronet delivers end-to-end solutions to help customers adapt quickly to changing market forces and generate new revenues through network operations, consulting, software development and outsourcing expertise, specializing in electronic financial transaction solutions.
Integrated Network Services
By participating in the Euronet ATM network, financial institutions benefit from acceptance of the widest range of cards, network reliability, and an expanded transaction set including bill payment services, mobile banking and recharge services for the replenishment of prepaid mobile airtime. They also can rely on Euronet for outsourcing to simplify implementation and system administration, improve time-to-market, and lower the cost of entry and the total cost of ownership.
The outsourcing programs for ATM, POS, debit card and mobile (essentially any customer touchpoint) offer standardization across transaction services. The programs include ATMs in multiple countries, handling multiple cards for multinational banking accounts, processing out to multiple touchpoints and endpoints from a central location while still meeting country-specific regulations or currency, and other local requirements.
Integrated Software Systems
Another challenge for some financial institutions is to balance investment in new secure payment architecture with enhancements to existing systems, while laying the groundwork to meet the bank customers' future needs. These organizations invest in a comprehensive software suite that enables them to seamlessly integrate ATM networks, POS and merchant systems, debit and credit card management, Internet and telephone banking, bill payment, mobile banking and event messaging.
All of Euronet's solutions are based on its core technology, Integrated Transaction Management (ITM), which enables financial institutions and mobile operators to deliver a range of highly specialized applications through a central, interactive gateway. This advanced, scaleable middleware offers speed-to-market and requires a low capital investment to provide flexibility for banks to expand their service offerings into additional customer delivery channels. Financial institutions can add new features quickly and cost effectively across all delivery channels, without reconfiguring or repurchasing the middleware for each new banking touchpoint.
Euronet's Commitment to Integration
Euronet's innovative software, outsourcing and professional services, and network services can be used individually or in combination to form an integrated solution designed to provide its customers with a competitive advantage, while giving financial institution and mobile operator customers greater access to high-performance products.
Euronet integration means adding more value-added transactions that enable institutions and mobile operators to build stronger customer relationships. It means generating new service revenue for any customer touch point from which a financial transaction is initiated. And it means creating a platform for transaction products and services flexible enough to leverage customers' existing IT investments and meet tomorrow's business demands. |
